Strategies to Minimise Your Tax and Grow Your Super

With June 30th fast approaching, we are all looking to keep a few more tax dollars in our pocket. For those who are self-employed you may consider a Personal Deductible Contribution Strategy:

Where payments into super from after-tax income are generally not taxed as you have already paid tax on them (limits apply) – and the investment earnings on these amounts is only taxed at a maximum of 15%.

Personal super contributions may also be 100% tax deductible – with the contributed amount usually only taxed at 15% within the limits of $30,000 (under age 50) and $35,000 (age 50 and over) in the 2014/15 financial year. This represents a potential saving of 34% tax.

If you have any queries regarding this please contact us on 03 5559 7111