Welcome to Spring!
Welcome to the first edition of our quarterly newsletters.
Spring has arrived! With Spring now underway we have had a spring into action ourselves and are now going to be creating Quarterly newsletters for our valued clients. You can expect insightful articles covering a range of topics, ideas to help you live the life you want and also exciting news so you can keep up with what is happening here at Silvan Ridge.
Firstly it’s been exciting times here at Silvan Ridge with two new additions to staff member’s families. We would like to congratulate Jarrod Lewis and wife Bec on the birth of their first child Sibella Betty. Also Stephen Madeley and his wife Lauren have welcomed their son Jackson into their lives. We look forward to watching them grow up as a part of the Silvan Ridge Family.
Silvan Ridge would like to say a big congratulations to all our staff members, their families and clients that were involved in the local football and netball finals. A special mention must go to our very own Tim McPherson and Brad Blain who won their respective football Grand Finals – Well done boys!
In Silvan Ridge news the Warrnambool office is expanding. A few renovations have been completed and we now occupy the downstairs as well as upstairs of our Warrnambool office – the reception will remain up the top of the stairs.
If you have any queries about anything mentioned in the articles below please do not hesitate to call us as we are more than happy to help.
On behalf of everyone here at Silvan Ridge we hope you can enjoy this newsletter and also the sunshine that is to come.
In this issue:
Preparing for the time of your life
How can I own my home sooner?
Things you need to know about personal insurance
Preparing for the time of your life
Whatever choices are ahead of you, it’s better to be in the driver’s seat than just winging it. The more you plan ahead, the better prepared you’ll be for the good things in life.
The cost of raising kids
The cost of raising kids is rising all the time, with one of the biggest costs being education. The cost of raising two children is estimated to be more than $1 million today for higher income families, thanks largely to the cost of private education. The simple act of… Read More
Preparing for the time of your life
Whatever choices are ahead of you, it’s better to be in the driver’s seat than just winging it. The more you plan ahead, the better prepared you’ll be for the good things in life.
The cost of raising kids
The cost of raising kids is rising all the time, with one of the biggest costs being education. The cost of raising two children is estimated to be more than $1 million today for higher income families, thanks largely to the cost of private education. The simple act of choosing… Read More
How can I own my home sooner?
Once you know where you stand you can start getting smarter with your loan.
Consolidate your financial commitments
Over time, it’s easy to build up small loans here and there. Individually, they may not seem like a lot but it could mean you’re paying higher interest rates and lots of extra fees, which could keep you in debt longer and really impact your lifestyle today.
By bundling all your financial commitments into one loan you can get a clearer picture of what you owe and potentially save money too.
Make fortnightly repayments
If you can afford it (and you’re not doing it… Read More
Things you need to know about personal insurance
Underinsurance
Personal insurance is a general terms for term life, total and permanent disability (TPD), trauma and income protection insurance.
The reality is that even those people who think they are covered are likely to be underinsured. According to Rice Warner, the average Australian couple aged 40 with two children requires life insurance cover of about 10 times annual earnings to repay debts and maintain current living standards.
Yet the median level of life insurance cover across the working age population is only 42 per cent of the amount
Warrnambool I Terang I Portland I Geelong I Melbourne
E admin@silvanridge.com.au
W www.silvanridge.com.au
P 03 5559 7111